Credit insurance helps secure customer accounts by protecting companies against the risk of non-payment. In France or internationally, in the event of non-payment of your receivables or bankruptcy of your buyers, your commercial establishment is covered and compensated. Unpaid insurance guarantees your invoices up to a certain total outstanding amount and will compensate in the event of default by the buyer up to 95% of the amount excluding tax of the receivable.
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The amount that an insurer is willing to guarantee to finance your loan depends on several factors, including your debt-to-income ratio.