General Conditions
Agreement conditions *of our services
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Solid credit history
A positive credit history, with a history of punctual and complete reimbursement of previous debts, is often essential for obtaining a credit.
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Stable and sufficient income
Landers generally require borrowers that they demonstrate a regular and sufficient source of income to reimburse the loan, generally verified through salary statements or other financial documents.
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Refund capacity
Landers assess the borrower's capacity to reimburse the loan according to their disposable income after payment of all their monthly expenses, including other debts.
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Guarantees or mortgage
In some cases, guarantees such as assets or goods may be necessary to secure the loan and offer additional insurance to the lender in the event of payment default.
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Specific lender conditions
Each lender can have its own specific criteria and requirements depending on the type of credit requested, the object of the loan and internal policies of the credit company.